Products

Excess Liability

Penn-America Group® is your market for supported and unsupported Excess Liability subject to $5,000,000 coverage tower.

Penn-America Group® is your market for supported and unsupported Excess Liability subject to $5,000,000 coverage tower.

Overview

When it is great to be EXCESSIVE!

An Excess Liability policy provides higher liability limits giving an extra layer of protection against potential catastrophic losses safeguarding your assets. Our Excess Liability policies may attach over a supported Penn-America policy or unsupported over any other A- VII rated company’s primary General Liability, Auto Liability, Employers Liability or Miscellaneous Professional Liability (provided the Excess Liability over General Liability is covered) through follow-form provisions. Underlying Coverage must be written on a standard ISO coverage form (e.g. CG0001, CA0001) to be acceptable.

Overview of the Product

We offer Excess Liability limits, subject to the acceptable Underlying Carrier criteria listed in the table below.

Coverage Form	Acceptable Underlying Carrier	Coverage	Minimum Underlying Limit
General Liability	Any GBLI company or any other A-VII Rated Carrier	General Aggregate	$2M
		Each Occurrence	$1M
		Products/Completed Operations	$1M
		Personal and Advertising	$1M
Miscellaneous Professional Liability	Any GBLI Company	Each Claim	$1M
Miscellaneous Professional Liability	Any GBLI Company	Aggregate	$1M
Liquor Liability	NOT AVAILABLE	NOT AVAILABLE	NOT AVAILABLE
Employers Liability	Any GBLI company or any other A-VII Rated Carrier	Bodily Injury	$500,000
		Policy Limit	$500,000
		Each Employee	$500,000