A premier market for habitational risk exposures.
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A premier market for habitational risk exposures.

Penn-America Group® understands the different risks associated with habitational properties. Older structures can be hard to place but we can offer a solution if there are notable building updates to the property.

Also, some of these types of properties have tenants where liability could be an issue. Some incidents that could occur include slips and falls, playground hazards and swimming pool hazards. Penn-America’s knowledge and expertise can provide coverage solutions to meet these challenges. We offer general liability and property coverages to ensure that your property is adequately protected.

Overview of the Product

Habitational insurance is designed to help owners of commercial residential properties against claims for third party injury and property damage.

Target Classes

  • Single Family Dwelling
  • Multi-family Dwelling
  • Apartments
  • Mixed use apartments
  • Condominium and townhome associations

Coverages Offered

  • General Liability – Up to $5M / $5M limits
  • Assault or Battery Coverage available
  • Student and Subsidized tenants
  • Liability coverage for swimming pools and playgrounds
  • Property (Building, Business Personal Property, and Business Income coverages)