Products

Contractors

Build your Penn-America Group® book with contractors.

Overview

Penn-America Group® specializes in providing coverages designed to meet the needs of all skill craftsmen. We offer a broad spectrum of eligibility consisting of well over 100 contractor classes with expansive coverage and competitive rates.

If you’re seeking a coverage solution for custom home builders, commercial general contractors, remodelers, residential general contractors, and specialty contractors (roofers, waterproofers, welders, etc.) – we’re the market to consider.

With our contractors coverage enhancement (or bundle) included at no extra charge, package options, and excess liability limits up to $5M in most states, we have the coverage that your contracting customers need.

*Coverage not available in Colorado.

Overview of the Product

General liability with increased limits up to $3M (in most states), inland marine coverage options for tools and contractor’s equipment, and property can all be packaged for your contracting risk.

Target Classes

Residential Remodelers
Handyperson
Painting – Interior
Metal erection – Decorative, artistic

Electrical work – Within building
Landscaping & Lawn Care
Carpentry – Interior
HVAC – Systems/equipment

Truckers

Coverages Offered

General liability limits up to $1M / $2M and increased limits up to $3M / $3M in most states
Excess liability limits up to $5M in most states
Broad contractual liability offering
$500 minimum premium on general liability limits of $1M

Contractors coverage enhancement:
- Blanket Additional Insured
- Blanket Primary and Non-Contributory
- Blanket Waiver of Subrogation
- Maximum policy general aggregate limit – $5M
- Lost key coverage – $10,000
- Property damage extension (aggregate limit) – $25,000
Earlier notice of cancellation available
Ancillary contractors equipment, tool, and property coverage available