Products

Auto Repair & Service

Penn-America Group® is a leading E&S carrier providing best in class solutions for Auto Repair or Service Shops.

Penn-America Group® is a leading E&S carrier providing best in class solutions for Auto Repair or Service Shops.

Overview

Auto service and repair operations have unique coverage needs particularly when it comes to covering customer autos in the care, custody and control of the shop.

We offer General Liability and Garage Keepers coverage on repair operations primarily engaged in service and repair of autos, ATVs, and trucks ranging from light to extra heavy in size. Businesses with combined repair operations with gasoline sales, mini mart or deli are also eligible as well.

Overview of the Product

Auto Repair or Service Shop coverage can be packaged with commercial property including building coverage, equipment breakdown, business personal property and business income.
Our product is also designed to meet the needs of the following operations:

Target Classes

Tire dealers – No retreading or recapping
Valet parking
Auto body shops
Towing operations

Coverages Offered

General Liability up to $1M / $2M/ $2M
Damage to Customers’ Vehicles (both direct primary or legal liability)
- Up to $ 500,000 Per Event / $150,000 Per Auto
On-Hook Towing including 100% Towing Offerings
Nonowned auto to cover vehicle test drives after repairs are completed
Increased Limits and Excess Liability Coverage not available